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Credit & Loans

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    The Complete 2025 Guide to Removing Medical Debt from Your Credit Report: Navigating New Rules, Federal Changes, and Proven Strategies
    October 27, 2025

    The Complete 2025 Guide to Removing Medical Debt from Your Credit Report: Navigating New Rules, Federal Changes, and Proven Strategies

    Bottom Line Up Front: The medical debt landscape changed dramatically in 2025. While a federal…

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  • Credit & Loans
    The Complete 2025 Guide to Increasing Your Credit Limit: AI, Strategies, and Success Tactics
    October 26, 2025

    The Complete 2025 Guide to Increasing Your Credit Limit: AI, Strategies, and Success Tactics

    Bottom Line Up Front: With average credit limits reaching $29,855 and credit card applications hitting…

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  • Credit & Loans
    ACH vs. Wire Transfers in 2025: The Complete Guide to Electronic Money Transfers, Fees, and Security
    October 19, 2025

    ACH vs. Wire Transfers in 2025: The Complete Guide to Electronic Money Transfers, Fees, and Security

    Executive Summary: With Same-Day ACH limits now at $1 million and digital payment apps processing…

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  • Credit & Loans
    Balance Transfer Reality Check: Why 0% APR Credit Card Offers Aren’t Always the Smart Financial Move
    October 12, 2025

    Balance Transfer Reality Check: Why 0% APR Credit Card Offers Aren’t Always the Smart Financial Move

    Bottom Line Up Front: While balance transfer cards can save money for disciplined borrowers, 44%…

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  • Credit & Loans
    The Hidden Power of Excellent Credit: 11 Life-Changing Benefits Beyond Borrowing (2025 Guide)
    October 12, 2025

    The Hidden Power of Excellent Credit: 11 Life-Changing Benefits Beyond Borrowing (2025 Guide)

    Bottom Line Up Front: While most people know good credit helps with loans, 23% of…

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Welcome to Allen Money Wisdom, where financial clarity meets practical action. I’m Shawn Allen, and I created this site to help everyday people take control of their finances and build lasting wealth—without the confusion or complexity.

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