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    Rolling Closing Costs Into Your Mortgage: The Complete 2025 Guide to No-Closing-Cost Loans
    November 26, 2025

    Rolling Closing Costs Into Your Mortgage: The Complete 2025 Guide to No-Closing-Cost Loans

    Bottom Line Up Front: Closing costs in 2025 average $4,661 nationally (1.06% of home price),…

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  • Home Ownership
    Build vs. Buy in 2025: The Complete Financial Decision Guide for Homeowners
    November 25, 2025

    Build vs. Buy in 2025: The Complete Financial Decision Guide for Homeowners

    Bottom Line Up Front: In 2025, buying an existing home typically costs $398,400 on average,…

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  • Home Ownership
    The Complete 2025 Guide to Renting Through Real Estate Agents: Maximize Your ROI and Minimize Vacancy Risk
    October 21, 2025

    The Complete 2025 Guide to Renting Through Real Estate Agents: Maximize Your ROI and Minimize Vacancy Risk

    With 85% of landlords increasing rent prices in 2024 and 71% feeling optimistic about rental…

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  • Home Ownership
    The Ultimate First-Time Home Buyer’s Blueprint: Navigate 2025’s Market Like a Pro
    October 12, 2025

    The Ultimate First-Time Home Buyer’s Blueprint: Navigate 2025’s Market Like a Pro

    Bottom Line Up Front: Despite high mortgage rates hovering near 7% and a median home…

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  • Home Ownership
    The Complete Guide to Mortgage Types in 2025: Choose Your Home Loan Like a Pro
    October 12, 2025

    The Complete Guide to Mortgage Types in 2025: Choose Your Home Loan Like a Pro

    Bottom Line Up Front: With mortgage rates averaging 6.74% in July 2025 and conforming loan…

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Welcome to Allen Money Wisdom, where financial clarity meets practical action. I’m Shawn Allen, and I created this site to help everyday people take control of their finances and build lasting wealth—without the confusion or complexity.

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  • Rolling Closing Costs Into Your Mortgage: The Complete 2025 Guide to No-Closing-Cost LoansNovember 26, 2025
  • Build vs. Buy in 2025: The Complete Financial Decision Guide for HomeownersNovember 25, 2025
  • 10 Essential Questions Every Smart Investor Must Ask Before Buying Stocks in 2025November 24, 2025

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